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Getting your business on the road shouldn’t mean draining your cash flow. Commercial truck financing is more than just helpful—it’s essential for most businesses. Small businesses use financing to purchase equipment, including trucks. The right financing plan lets you keep your capital free for payroll, operations, and growth, without sacrificing access to quality equipment.

If you’re eyeing used bucket trucks, used vacuum trucks, or a street-ready fleet, here’s how Big Truck & Equipment Sales makes it fast and simple to get what you need.

Step 1: Know What You Need

Before applying for commercial truck financing, decide on the truck type and features that fit your operation.

Are you looking at:

• A used bucket truck for electrical work or sign maintenance?
• A used vacuum truck for environmental services or septic pumping?
• A street sweeper for municipal or construction cleanup?

Once you’ve picked the vehicle, financing becomes more focused. You’ll be applying for a specific unit, not just a general loan.

Step 2: Understand Your Budget

Financing a truck means committing to monthly payments. Before you apply, check:

• Your cash flow
• Business credit score
• Desired loan term (12–60 months)
• Down payment capacity

With these numbers in hand, you’ll have a clearer idea of what payment terms work for you.

Step 3: Use Application-Only Financing (Up to $350,000)

Here’s where it gets easier. Big Truck & Equipment Sales has partnered with Kapitus, an award-winning financing company, to make funding simple.

You can apply for up to $350,000 with just an application.

What you get:

• Quick approvals
• Broad terms
• Affordable monthly payments
• Funding for any truck or package on the lot

This is especially helpful if you need to move fast on a purchase or don’t want to dig up years of tax returns.

Step 4: Apply Online in Minutes

There’s no long wait. You can submit your application online in 60 seconds directly from the APPROVE website and get connected with the best-fit lenders.

All you need is:

• A completed credit application
• Basic business info
• A valid ID and proof of insurance (upon approval)

For trucks like used vacuum trucks, time is money. Quick financing helps you act before inventory sells out.

Step 5: Review Terms and Finalize the Deal

Once approved, you’ll get the full breakdown of:

• Total loan amount
• Payment schedule
• Interest rate
• Any required documentation

Review the numbers. If it works for your business, you’ll sign the paperwork and get ready for delivery or pickup. It’s that straightforward.

Step 6: Put Your Truck to Work

After final approval, your truck is yours to use—no delays. Financing with Big Truck & Equipment Sales means you can buy work-ready equipment today and pay for it over time.

Whether it’s used bucket trucks for your utility crew or used vacuum trucks for industrial cleanup, getting financed through Big Truck & Equipment Sales gives your business the traction it needs without the financial strain.

Big Truck & Equipment Sales offers commercial truck financing for used bucket trucks, etc.

Hassle-Free Commercial Truck Financing 

Big Truck & Equipment Sales has been helping businesses get quality trucks and flexible financing for over two decades. Whether you’re buying used bucket trucks for sale, vacuum trucks, or other heavy-duty vehicles, we’ve teamed up to make commercial truck financing quick and simple for Washington, Texas, Arizona, and other states.

Apply today and get fast approvals, fair terms, and the work-ready equipment your business needs—without delay. Contact us today for more information.